About BusinessCheckingFees.com

BusinessCheckingFees.com is an independent comparison platform dedicated to helping business owners understand and compare the true cost of business checking accounts at major U.S. banks. We analyze official fee schedules from six major banks: Chase, Bank of America, Wells Fargo, U.S. Bank, Capital One, and Citibank.

We are not affiliated with any bank or financial institution. We accept no advertising, sponsorships, or referral fees. Our analysis is funded independently, which means our comparisons are based solely on publicly available data and editorial judgment.

Our Methodology

How do we collect fee data?

1. Primary sources: We download and review the official fee schedules published by each bank. These are the legally binding documents that govern all account pricing. Fee schedules take precedence over product marketing pages, which are promotional summaries that may not reflect the most current pricing.
2. Verification:Every fee listed on our site is cross-referenced against the bank's fee schedule document. We do not rely on product marketing pages for fee data, as these frequently lag behind fee schedule updates. For example, Chase's product marketing page for Platinum Business Checking still displayed the previous $95 fee months after the fee schedule was updated to $103 in January 2026.
3. Update frequency: We review all fee schedules at least once per quarter and update our site within 48 hours of any published fee change. This is why our data may differ from other comparison sites that scrape bank product pages instead of reviewing fee schedule documents.
4. Transparency: Source documents and effective dates are cited on each page so you can verify the information directly. We encourage readers to confirm current fees with their bank before opening an account.

Official fee schedule sources we reference:

• Chase: Chase Business Checking Fee Schedule (PDF) (effective 01/04/2026)
• Bank of America: Bank of America Business Schedule of Fees (effective 02/20/2026)
• Wells Fargo: Wells Fargo Business Checking Comparison (effective 03/01/2026)
• U.S. Bank: U.S. Bank Business Pricing Information (PDF) (effective 01/02/2026)
• Capital One: Capital One Small Business Checking
• Citibank: Citibank New York Business Schedule of Fees and Charges (PDF)

About the Author

Editorial Standards

• Independence: We do not accept payment from banks, financial institutions, or any third party in exchange for favorable coverage, rankings, or placement. Our editorial decisions are made solely on the basis of accuracy and reader value.
• Accuracy: We publish only information that can be verified against official bank documents. Where information is uncertain or varies by circumstance, we say so explicitly rather than presenting a single figure as universally applicable.
• Transparency: Every fee figure on this site is accompanied by the source document it was drawn from, including the effective date of that document. Readers can verify any figure independently.
• Timeliness: We review all covered bank fee schedules on a quarterly schedule and update affected pages within 48 hours of confirmed changes. The date of the most recent review is displayed on each page.
• Limitations:Bank fee schedules can change without notice, and some fees vary by account type, balance tier, state, or relationship status. The information on this site reflects our best understanding of current fee schedules as of the dates cited, but should not be treated as a substitute for reviewing your bank's current account agreement. Always confirm fees directly with your bank before opening an account.

Contact

For corrections, questions about our methodology, or to report a fee schedule change we may have missed, please contact us at:

[email protected]

You can also explore our full bank comparison or jump directly to any of our individual bank pages: Chase, Bank of America, Wells Fargo, U.S. Bank, Capital One, and Citibank.